Properly ascertaining available liability limits is essential to early case evaluation. The outcome frequently affects a practitioner’s decision whether, and how, to pursue certain claims. The issue is most significant when representing a claimant against an under insured defendant with limited assets, and is complicated where a series of related events seemingly cause a single injury, or a series of related injuries. In those circumstances, how does one determine the “number of occurrences” under an applicabl...

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